# Agent spend controls

Spend-control features stated on the product page. Numeric limits are null when no number is published.

JSON: https://agentpaywire.com/api/agent-spend-controls.json
Disclaimer: https://agentpaywire.com/disclaimer.json

## Stripe Treasury for agents

- id: stripe-treasury-for-agents
- product_url: https://stripe.com/newsroom/news/treasury-for-agents
- source: https://stripe.com/newsroom/news/treasury-for-agents
- verified_at: 2026-10-22
- read_only: Businesses choose which accounts and data agents can access, and whether an agent can read information or take action.
  - source: https://stripe.com/newsroom/news/treasury-for-agents
  - verified_at: 2026-10-22
- action_scope: The announcement says agents can check balances, pay invoices, transfer funds between accounts, and convert currencies.
  - source: https://stripe.com/newsroom/news/treasury-for-agents
  - verified_at: 2026-10-22
- human_approval: Businesses choose when money movement requires human approval.
  - source: https://stripe.com/newsroom/news/treasury-for-agents
  - verified_at: 2026-10-22
- per_transaction_limit: null
- daily_limit: null
- allowlists: null
- limit_notes: The page says businesses will be able to set spending limits for their agents in the coming weeks. It does not publish a per-transaction or daily amount.
  - source: https://stripe.com/newsroom/news/treasury-for-agents
  - verified_at: 2026-10-22
- status: Announced October 21, 2026. Creating cards is described as soon. Spending limits are described as available in the coming weeks. The page does not call the product generally available.
  - source: https://stripe.com/newsroom/news/treasury-for-agents
  - verified_at: 2026-10-22

## Circle Agent Stack

- id: circle-agent-stack
- product_url: https://developers.circle.com/agent-stack
- source: https://developers.circle.com/agent-stack
- verified_at: 2026-10-22
- read_only: null
- action_scope: Agent Wallets let an agent hold funds and transact onchain within spending policies the user defines, including USDC spending limits for outbound transfers and x402 payments.
  - source: https://developers.circle.com/agent-stack/agent-wallets
  - verified_at: 2026-10-22
- human_approval: null
- per_transaction_limit: null
- daily_limit: null
- allowlists: The Agent Wallets page says a user can set transfer limits, recipient allowlists, and contract blocklists per agent wallet.
  - source: https://developers.circle.com/agent-stack/agent-wallets
  - verified_at: 2026-10-22
- limit_notes: The Agent Wallets page says limits can be time-bound, for example daily or monthly. It does not publish a numeric per-transaction or daily cap.
  - source: https://developers.circle.com/agent-stack/agent-wallets
  - verified_at: 2026-10-22
- status: null

## Mastercard Agent Pay for Machines

- id: mastercard-agent-pay-for-machines
- product_url: https://www.mastercard.com/global/en/news-and-trends/press/2026/october/Mastercard-Agent-Pay-for-Machines-in-action.html
- source: https://www.mastercard.com/global/en/news-and-trends/press/2026/october/Mastercard-Agent-Pay-for-Machines-in-action.html
- verified_at: 2026-10-22
- read_only: null
- action_scope: A business gives the agent a task, permissions, and a spending limit. The agent pays for digital services inside those parameters.
  - source: https://www.mastercard.com/global/en/news-and-trends/press/2026/october/Mastercard-Agent-Pay-for-Machines-in-action.html
  - verified_at: 2026-10-22
- human_approval: The page says the business sets the task, permissions, and spending limit, and describes the model as authorize once and transact many times. In the Cloudflare Connect demo, the business approves the funding before the agent works.
  - source: https://www.mastercard.com/global/en/news-and-trends/press/2026/october/Mastercard-Agent-Pay-for-Machines-in-action.html
  - verified_at: 2026-10-22
- per_transaction_limit: null
- daily_limit: null
- allowlists: null
- limit_notes: The page describes a spending limit set by the business and does not publish a numeric cap.
  - source: https://www.mastercard.com/global/en/news-and-trends/press/2026/october/Mastercard-Agent-Pay-for-Machines-in-action.html
  - verified_at: 2026-10-22
- status: Early Access. The page announces buyer- and seller-side APIs, a toolkit, a sandbox, and documentation.
  - source: https://www.mastercard.com/global/en/news-and-trends/press/2026/october/Mastercard-Agent-Pay-for-Machines-in-action.html
  - verified_at: 2026-10-22